Now Live Across India

One App.
Infinite
Opportunities.

AI Powered Insights

Credit Cards • Loans • Digital Wallet • Credit Score • Travel • Rewards

25M+

Happy Customers

40+

Banking Partners

NSE

Listed Company

AKIKO GLOBAL

100%

Secure & Compliant

Backed by India’s Leading Banks

Trusted
Banking
Partners
HDFC BankHDFC BANK
Axis BankAXIS BANK
IDFC First BankIDFC FIRST
AU Small Finance BankSMALL FINANCE BANK
ICICI BankICICI BANK
R
P
S
A
Trusted accoss 50+ cities in India
phone
Transfer ✓₹2,500
💳
1% Cashback!
✓
Loan Approved
Rewards & Benefits

Earn on everything.
One App Infinite Possibility.

Real rewards on every spend — everyday spend to travel, gifts and beyond.

Financial Benefits
📊Free Credit Score
💳Pre-Approved Cards
🏦Instant Loans
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20+ Banks
Pre-approved offers
₹50 Lakh
Max loan amount
1%
Flat CashBack on Retail Spends
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50%
Up to discount on Gift Vouchers
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Core Features

Everything Finance,
in One Place

AkikoPay delivers a seamless financial experience built for every Indian — from urban metros to Tier 2 & 3 cities.

Digital Wallet

Fast Processing transfers, and a secure digital wallet. Pay anyone, anywhere in seconds.

Live

Credit Distribution

Personal, business, and home loans through partner banks and NBFCs — minimal docs, fast disbursal.

Live

Travel Bookings

Book flights, hotels, and more directly within the app. Earn cashback on every travel transaction.

In Progress

AI Finance Recommendations

Your personal AI monitors spending, suggests savings, alerts on investments, and guides smarter decisions — through a natural conversation interface.

Phase 2 · Coming Soon
AI-Powered

Your AI Financial
Assistant

AkikoPay uses AI to analyze your financial profile and recommend the best cards, loans, and savings opportunities — instantly.

Credit Score Intelligence
Smart Credit Matching
Instant Eligibility Engine
Personalized Offers
0Cr+
Loans Disbursed
0+
Target Users in 12 Months
NSE
Listed Since July 2024
Product Roadmap

Launching in Phases

A carefully staged rollout to deliver immediate value while building toward the full super-app vision.

1
March 2026
Payments & Credit Foundations

Rupay Powered Prepaid Card, Digital wallet, Personal Loans, Credit Cards, Visa, Travel.

Digital WalletRupay Powered Prepaid CardPersonal LoansBusiness LoansCredit CardsTravelVisa
2
December 2026
Full Super-App Experience

Insurance, SIPs, Mutual Funds, Life Insurance, and an AI finance recommendations as your personal Finance recommendations.

Health InsuranceSIPsMutual FundsLife Insurance AI Finance Recommendations
Our Story

Built on a Decade of Trust

"Akiko — a glistening child — symbolising growth, innovation, and continuous learning."

Founded in 2018 by Ankur Gaba and Rajat Arora, Akiko Global Services has grown into one of India's most trusted financial product distribution companies.

AkikoPay marks our next chapter — transforming from distributor to builder, creating the financial operating system for 1.4 billion Indians.

2018

Founded

Akiko Global Services launched with a mission to democratise financial product access across India.

2024

NSE Listed

Listed on NSE on July 2nd. Scaled to ~20,000 kiosks and ₹250–300 Cr in loans disbursed.

2025

AkikoPay Live

Digital wallet, Rupay prepaid card,credit cards, loans,travel bookings

2026

AkikoPay Live

Full super-app: AI Finance Recommendations, insurance, investments

User Reviews

What Users Say

Thousands of Indians trust Akiko every day for credit, payments, and financial guidance.

"This is very and useful application. I can check my credit score in free of cost and it's used for multiple purpose regarding loan, credit card and credit report."
RR
Rahul Rathore
Mumbai, Maharashtra
★★★★★
"I am new using digital wallets but AkikoPay made it very easy."
SK
Sachin Kumar
Bengaluru, Karnataka
★★★★★
"I have started using this app recently and I am quite impressed with the services."
SK
Soni Kumari
Jaipur, Rajasthan
★★★★★