AkikoPay is building India's next-generation financial ecosystem — combining technology, trusted banking partnerships, and one of the country's deepest on-ground financial distribution networks. Backed by Akiko Global Services Limited (NSE Listed), we bring together credit, payments, travel, and financial intelligence into one seamless platform designed for modern India.
From Akiko Global Services to AkikoPay — our journey is built on innovation, trust, and the conviction that financial services should be faster, smarter, and more inclusive for every Indian.
Founded by Ankur Gaba with a vision to democratize financial access across India. Long before fintech became mainstream, Akiko was already helping customers access the right financial products through deep banking partnerships and strong on-ground distribution.
Akiko Global Services was formally established, building trusted relationships with leading banks and NBFCs across India — operating across multiple cities with a hybrid model combining digital technology, physical fulfillment, and customer-first financial services.
Akiko Global launched The Money Fair — a milestone that brought together financial products and services under one roof, making credit and financial access simpler for everyday Indians across Tier 1, Tier 2, and Tier 3 cities.
Akiko Global Services Limited was listed on the NSE in July 2024, marking a major milestone in the company's growth journey and expanding its nationwide presence.
AkikoPay launched as a unified digital platform bringing together credit cards, personal loans, digital wallet & UPI, free credit scores, travel bookings, visa services for 120+ countries, and an upcoming AI Finance Co-Pilot — all in one seamless app.
AkikoPay is now India's AI-powered financial super platform — with AI Co-Pilot, investments, and advanced financial services. Supporting ₹250–300 Cr in loan distribution. 40+ banking & NBFC partners. 25M+ customer database. And we're just getting started.
We combine cutting-edge technology with strong values to deliver transparent, secure, and reliable financial solutions you can count on.
To make financial services genuinely accessible, understandable, and rewarding for every Indian — regardless of where they live, what they earn, or how financially literate they consider themselves to be. Finance should feel like an opportunity, not an obstacle.
To build India's next-generation financial ecosystem — combining technology, trusted banking partnerships, and one of the country's deepest on-ground financial distribution networks. From Tier 1 metros to Tier 3 cities, making financial access faster, smarter, and more inclusive for every Indian.
Customer trust and integrity. Excellence and customer value. Fair practices and transparent processes. These aren't just words — they're the filter every product decision passes through, every single day.
AkikoPay is the next evolution of Akiko Global Services Limited (NSE Listed) — a unified digital platform that brings together financial products, payments, rewards, travel, and AI-powered financial intelligence.
Unlike traditional lending apps, AkikoPay does not directly lend money. Instead, it acts as a trusted technology and distribution platform connecting customers with RBI-regulated banks and NBFCs. This allows users to experience the speed and convenience of modern fintech while benefiting from the credibility and compliance of established financial institutions.
Founded by Ankur Gaba in 2005, Akiko Global built trusted relationships with leading banks and NBFCs across India over nearly two decades. Today, the company operates across 50+ cities with a hybrid model combining digital technology, physical fulfillment, and customer-first financial services — supporting ₹250–300 Cr in loan distribution and serving 968 employees & channel workforce.
From credit to payments, travel to AI-powered insights — AkikoPay is the only financial platform you'll ever need.
Pre-approved offers from leading banking partners matched to your profile. Compare side-by-side and pick the card that's actually right for you.
Fast disbursal with minimal paperwork through trusted banks and NBFCs. One application, multiple lenders, better chances of approval.
Secure transfers, QR payments, wallet services, and seamless transactions — all in one place, protected by bank-grade 256-bit encryption.
Flights and hotels with cashback rewards and travel benefits. Plus tourist and business visa support for 120+ countries. RBI-compliant. Your data, your control.
AkikoPay is more than an app. It's a growing financial ecosystem designed to simplify how India borrows, spends, travels, pays, and grows financially. From first-time users to experienced professionals — this is only the beginning.
Platform disclaimer: AkikoPay is a platform of Akiko Global Services Limited (NSE Listed). We partner with RBI-regulated financial institutions to facilitate financial products and services. AkikoPay does not directly lend or issue credit. All financial products are subject to the terms and conditions of the respective issuing institution. AkikoPay will never ask you to make a payment anywhere outside our secure website or share your card and banking details with anyone claiming to operate on our behalf.